There are hundreds of reasons why people are in debt, harassed by collection agencies or on the verge of bankruptcy. You can avoid bankruptcy and get a fresh start by contacting us today. Here are 5 good reasons to call us now:

1. You cannot obtain credit following a job loss brought upon by injury or illness
2. You cannot make your payments
3. You are under debt recovery and constantly receive calls from collectors
4. Your credit history is in poor shape due to your debt
5. Your family's living situation has changed (separation, divorce, death)

• You are a Canadian citizen or permanent resident
• You are of legal age--18 and over
• You possess a social insurance number
• You have verifiable proof of employment for the last 12 months
• You have had a permanent residence in Quebec for 2 years
• You are free from bankruptcy

• Trustee fees can run from $1500 to $4000 in a bankruptcy case and $4000 or more for a consumer proposal
• Loss of PST returns for a period of 3 to 12 months if your revenue is low
• Insolvency period of 9 to 36 months or until bankruptcy is discharged by a Quebec Court
• Probationary period imposed by financial institutions
• Exclusion from standard bank credits (credit cards, personal loans, line of credit, mortgage)
• First bankruptcy is registered with your credit bureau for a period of 7 years
• Second bankruptcy is registered with your credit bureau for a period of 14 to 20 years
• Housing applications are refused
• Application for basic services without deposit are refused (Bell, Gaz Metro, Hydro Quebec)
• Business account applications are refused
• You are second in line for employment opportunities

• If your credit score is below 620 points, you will automatically be refused for credit. With us, you will obtain credit and we will raise your score, guaranteed!
• If you are under debt recovery, your credit score will surely be below 620 points...You will always be refused! We will negotiate down your debts and will provide the financing you need to repurchase them
• The lower your credit score, the higher your credit rates Invest now and start saving as soon as possible!
• If you're under debt recovery and you have one or more R9 credit ratings at the credit bureau, you will be automatically refused...File for a consumer proposal or bankruptcy and you will be refused for years... Get a micro loan with us and improve your credit rating!
• An R9 rating registered at your credit bureau is considered a loss to the creditor. You can re-buy your debts at a lower cost today and avoid filing for bankruptcy or consumer proposal

To take control and secure a better future for yourself, click here

*Certain conditions apply

You are bankrupt, have registered for a consumer proposal or have had credit problems in the past which have since been fixed, you're out of debt, no longer being pursued by creditors but your credit applications are still being refused.

We have the tools you need!

We can obtain for you a personal micro loan along with a new Optimax Mastercard Credit Card and more... All your financial activities will be recorded at your Equifax and TransUnion credit bureau with the goal of rebuilding your credit rating.

Simple and easy, no need to visit our office

More tools to improve your credit rating:

• Controlled increase of your credit limit from $500 to $2000
• Personal loan of $500 to $2000
• Automobile loan 1st, 2nd and 3rd chance credit
• Mortgage loan, 1st or 2nd position

Each step leads you to achieve the standard credit level required by banks and financial companies. Be like 95% of our customers who rebuild their credit within 8 to 24 months.

To take control and secure a better future for yourself, click here

*Certain conditions apply